We’ve had enough and demand we use the safe and legal tools that were used to create the United States of America.
By Mike Kapic – January 29, 2026
Summary
Americas current moment of trial requires a renaissance or renewal as quickly as possible. This six part series attempts to identify the steps for legally and safely reforming America and revalidating its Freedom Charters. The first of these essays points to the key problem: Congressional fiscal irresponsibility. From there we’ll layout the system of how America has developed a standard operating procedure for dealing with issues that nether congresses nor early colonies or subsequent state legislatures could resolve.
The problem of debt is not new to the American ethos. The Constitution contains no restrictions on Congress, allowing it to spend as much of taxpayer’s money as it pleases. Today, the debt amount is staggering and growing. Congress is also not required to follow any general accounting rules as are all other operating fiscal entities in the Nation. Congress is not fiscally accountable to the Nation.
“If men were angels, no government would be necessary.” – James Madison
The focus of this series is on the amending process itself; reparing what ails America by the States and their people. The fiscal arena will be addressed later.
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The Situation
The real threat to America today is our path toward bankruptcy and then collapse. In the mid-1780s, before the reformation of the Articles of Confederation, we had traveled down this debt road.
This is not about a political party or government policies we face but rather those issues that are fiscally foundational. It is nonpartisan. This is a more basic analysis of our growing foundational cracks and fissures and a legal and safe way to repair the damage before we succumb to DC’s destruction. It is our Nation, not theirs; we hire the government as our employees, pay for their mistakes in script and precious treasure. We the People own the United States of America.
America has a growing and dangerous debt crisis threatening the people caused by our lack of attention to what our employees have been doing. There is a legal, nonpartisan way of holding Congress and government accountable to We the People. The States have more experience than Congress in addressing financial budgeting and accountability issues as Congress has rarely accomplished them.
The Debt Default Clock says we’re three minutes to destruction; billions of our tax dollars have gone to a huge number of mismanaged places including Healthcare at $5.3 Trillion in 2024; Minnesota; California addiction to fires are a way of life , EPA spending, India Debt-to-GDP half U.S., just pointing to the tip of the misfunding iceberg.
It’s been pointed out that if the two clauses in Article I, Secton 8, welfare and commerce, could be reformed, 90% of America’s fiscal problems would disappear. But Congress is happy with the status quo, having no interest in correcting the dents in the debt ceiling.
There is a legal and safe solution available to us with a 400-year recorded history of the people in their colonies and states meeting to resolve issues that congresses or legislatures could not fix.
What is a convention?
Article V’s process of a convention of states has a long and storied history. Merriam-Webster defines an ancient convention or ekklesia as a noun and a political assembly of citizens in ancient Greek states with periodic meetings to conduct public business to propose to a council. The Hebrew derives the word from ‘kahal’ or assembly. Records show it has been used to solve difficult issues in the early Christian era and continuing into the Reformation and beyond.
This standard operating procedure has been used many times in our American history as well. It’s time to use it again. Search for yourselves through these Resources here and beyond.
In the beginning, We the People of the United States, in order to form a more perfect union…and so our Constitution begins to describe the shape and form of our government. James Madison, the father of the document, noted, “government…administrated by men over men…must first enable the government to control the governed; and in the next place oblige it to control itself.”
However, something soured during our journey. Our governments annual debt you and I and our children owe today is nearly $40 Trillion and with entitlements it approaches $160 Trillion. The numbers ‘forty’ and ‘160’ can be easily grasped, but can we say the same for a ‘trillion’? How big is that? Well, one trillion seconds is equal to approximately 31,688 years.
In the 1780s, when the Nation was young and vulnerable, the State’s delegates came together in convention to solve problems that their legislatures or congresses could not. They met in convention to reform the failing Articles of Confederation and, in the process, created, or invented, a new type of American government.
Issues that were leading the new Nation rapidly toward bankruptcy and probable collapse included:
- The weak Articles of Confederation lacked any structure or enforcement mechanism.
- No legal justice system.
- The War Veterans and their families had not been paid their wages.
- Banks foreclosed on many farms were at will.
- The Nations debt to foreign nations was delinquent.
- Rioting in the streets and countryside was common.
- Congress begged but the States rarely sent enough funds.
- Each state had its own currency, border tariffs, and an assortment of dissimilar laws.
- The people of each state considered themselves separate countries.
The people of today’s America find themselves in a threatening place.
- Our Nations foundation has been fractured by the leaking ship of state, the USS Congress.
- Institutional funding is so large it can’t be controlled and is bankrupting the Nation: healthcare, justice, education, leadership void, political parties, neighborhoods, election, energy, family, and our spiritual support structure are all AWOL.
- In the last decade, we’ve allowed our government employees to double our debt beyond anything we can afford to repay. And it continues to grow exponentially.
- Congress agrees that spending is out of control and they admit they don’t know how or have the political will to fix it.
- America’s obsession with Keynesian rather than Austrian economics philosophy is again asking for more government, increasing inflation while the interest payment is taking over our discretionary spending.
The Default Clock Initiative has presented a methodology to assess the risk of a debt crisis, using 12 criteria that suggest the U.S. is currently 3 minutes to midnight, potentially leading to a default by the end of 2027.
Like a ‘relief pitcher’ coming in to save the ballgame, we also have a way to save our Nation. The next chapter installments will illustrate the steps we should consider in avoiding the coming catastrophe. We must first wake up, then stand up, show up, and speak up now! It is time to put our hands on the plow!
Next, Part II, Amending History
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